Dating Site Scammer James Whitehouse Stole Lovers’ Identities For Payday Loans… Leaving Them Debt-Ridden And Unable To Pay For Christmas


Dating Site Scammer Described As “The Perfect Man” Stole Lovers’ Identities For Payday Loans … Leaving Them In Debt And Unable To Pay For Christmas

  • James Whitehouse, 30, spent months gaining the trust of four women
  • He borrowed money in their name and made them transfer the money
  • The addict then left them the debt
  • Emma Warren, 34, has faced threats from bailiffs on her doorstep and can no longer afford to give her daughter the Christmas she was hoping for

Conman: James Whitehouse, pictured, was jailed for two years in October after defrauding £ 1,800 from his lovers

A scammer used a dating site to trick women into believing he was “the perfect man” before stealing their identities to take out payday loans.

James Whitehouse, 30, has left four women saddled with debt after charming them online.

He spent months gaining their trust and told them he loved them, but then used their personal details to take out loans from companies such as Wonga and Payday UK.

When women became suspicious, he would end the relationship and move on to someone else.

Whitehouse, who drove one of his victims into bankruptcy, was arrested in October 2012 after a woman reported him to police, but then cheated on two others.

The drug addict pleaded guilty to four counts of fraud totaling around £ 1,800 in October this year and was jailed for two years at Birmingham Crown Court.

But the crook’s actions still affect his victims. Emma Warren, 34, from Shirley, West Midlands, was threatened with bailiffs knocking on her door when she refused to repay three of the loans Whitehouse had taken out.

The single mom of one was encouraged by friends to join the Plentyoffish.com dating site.
“Her first posts were very normal and both being parents we had a lot in common,” she said.

The couple met in person six weeks later, in December 2012. Miss Warren said: “It was so easy to be with him. He was a real charmer, always attentive and complimentary. After three weeks, Whitehouse told her he loved her.

But when the couple booked a vacation, they asked for their bank details to transfer their share of the money. Weeks later, she was stunned to find that he was in the open.

She noticed that the money he sent her was a loan from Payday UK and that other loans had been taken out in her name. Whitehouse declined to answer his calls.

Miss Warren said: “I contacted the bank immediately… but they did not prevent £ 200 from being taken by Payday UK. In total the loans were initially around £ 700.

Victims: Emma Warren, left, and Emma Taylor, right, lost hundreds of pounds after Whitehouse took out payday loans in their name

Victims: Emma Warren, left, and Emma Taylor, right, lost hundreds of pounds after Whitehouse took out payday loans in their name

“But when I contacted the companies and explained that I had not taken these loans, they said I still owed the money.”

Whitehouse also ‘borrowed’ £ 2,000 in cash from his grandmother, claiming he needed it to care for his seven-year-old daughter, but this was never paid back.

Miss Warren, who can no longer afford her three-year-old daughter the Christmas she had planned, added: “Payday companies need to make their policies more stringent so not everyone can get a loan with your name. and your account number. ”

When she met Whitehouse, he was still cheating on Emma Taylor, 28, of Birmingham, who met him on the same website in September 2012.

Miss Taylor loaned him £ 200 but he repaid her with money from payday loan companies TXT Loans and Minicredit under his name.

Judge William Davis QC said the con artist had “swindled vulnerable women one after another, only to support [his] habit of play ”.



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